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All Benefits Inc. is independent Colorado Health Insurance Broker who can provide you with a health insurance quote from over thirty Health Insurance Companies to find the best rates and coverage for individual health insurance, group health insurance, family health insurance, and health insurance for the self-employed. We can find the right HMO, PPO, or Cobra health insurance plan, and we are well versed in HIPAA. (Health Insurance Portability and Accountability Act) Please call us or click "Online Quote" for a free health insurance quote with the right health insurance company for your personal or business health plan
Below are samplings of some of the major carriers we represent:
Blue Cross Blue Shield, Kaiser, Kaiser Permanente, Cigna Health Insurance, Aetna, Aetna US Health Care, Guardian, PacifiCare, Fortis, and Conseco among many others.
Our Promise to You.
"We pledge to represent every client as an independent insurance broker. Our staff of trained professionals will employ all resources toward the design and implementation of Employee Benefit Programs for small businesses, and Personal Insurance Plans for individuals. The standard of service excellence we aim to provide is nothing less than the standard we would expect to receive if we were the client."
At All Benefits Inc., there's a staff of employee benefit professionals just waiting to work for you!.
Individual/Family Plans vs. Group/Business Plans
When shopping for health insurance there are a few key points to consider. Individual plans are medically underwritten and most do not include maternity. As a rule, if you can qualify medically and you do not need maternity coverage, an individual plan will be more cost effective than a guarantee issue group plan. This scenario would most often apply when a self employed person is comparing a group plan to an individual. A common misconception is that group plans are less expensive, but excluding these two areas that is usually not the case. Another common example would be when an employer is contributing to an employee's benefit but not spouse or dependant(s) to an individual plan. Again, excluding maternity needs or inability to qualify medically. Every situation is different so if you have questions about rates or insurability please submit a request form or call for more information on you particular situation.
All Benefits, Inc.
1780 South Bellaire St., Suite 701
Denver, Co 80222
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"Let our staff of Employee Benefit Professionals go to work for you."
- George Issaeff, President
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